| Our Achievements | 3 |
| Our Mission | 6 |
| Corporate Information | 8 |
| Contributors to the Initial Capital | 11 |
| Board of Directors | 12 |
| Executive Management | 14 |
| Performance Highlights | 16 |
| Portfolio of Investments | 17 |
| Chairman's Review | 26 |
| Executive Director's Letter | 32 |
| Celebrating 30 Years | 42 |
| Financial Statements | 54 |
| Additional Information | 114 |
| Growth and Income Fund Statement of Financial Position | 115 |
| Growth and Income Fund Statement of Comprehensive Income | 116 |
| Growth and Income Fund Statement of Cash Flows | 117 |
| TT Dollar Income Fund Statement of Financial Position | 118 |
| TT Dollar Income Fund Statement of Comprehensive Income | 119 |
| TT Dollar Income Fund Statement of Cash Flows | 120 |
| Universal Retirement Fund Statement of Financial Position | 121 |
| Universal Retirement Fund Statement of Comprehensive Income | 122 |
| Universal Retirement Fund Statement of Cash Flows | 123 |
| US Dollar Income Fund Statement of Financial Position | 124 |
| US Dollar Income Fund Statement of Comprehensive Income | 125 |
| US Dollar Income Fund Statement of Cash Flows | 126 |